Best SBA 7(a) lenders for art dealers
The top SBA 7(a) lenders for art dealers (NAICS 453920) are U.S. Bank, National Association, TD Bank, National Association, Wells Fargo Bank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 66 loans totaling $21.2M to businesses in this industry. Average loan size: $322K. Average rate: 6.87%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 4.76%.
Loans
66
Total $
$21.2M
Avg loan
$322K
Avg rate
6.87%
Avg term
126 mo
Industry chg-off rate
4.76%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 9 | $5.3M | $589K | 5.20% | 0.00% |
| 2 | TD Bank, National Association | 7 | $345K | $49K | 9.44% | 0.00% |
| 3 | Wells Fargo Bank National Association | 4 | $45K | $11K | 8.50% | 0.00% |
| 4 | Arvest Bank | 4 | $126K | $32K | 4.94% | 50.00% |
| 5 | BMO Bank National Association | 3 | $4.3M | $1.4M | 4.29% | 0.00% |
| 6 | The Huntington National Bank | 2 | $35K | $18K | 6.38% | 0.00% |
| 7 | Columbia Bank | 2 | $50K | $25K | 5.75% | 0.00% |
| 8 | Banco Popular de Puerto Rico | 2 | $102K | $51K | 8.38% | 0.00% |
| 9 | BayFirst National Bank | 2 | $300K | $150K | 11.50% | 0.00% |
| 10 | Readycap Lending, LLC | 2 | $81K | $40K | 10.63% | 0.00% |
| 11 | First Federal Savings Bank | 2 | $3.5M | $1.8M | 5.25% | 0.00% |
| 12 | JPMorgan Chase Bank, National Association | 2 | $800K | $400K | 9.35% | 0.00% |
| 13 | 1st Source Bank | 1 | $50K | $50K | 6.50% | 0.00% |
| 14 | 21st Century Bank | 1 | $428K | $428K | 4.75% | 0.00% |
| 15 | Celtic Bank Corporation | 1 | $50K | $50K | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 453920. Charge-off rates are calculated on the FY2020–FY2023 cohort only.