Best SBA 7(a) lenders for shoe stores
NAICS 448210 — Shoe Stores.
102 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $32.6M.
Loans
102
Total $
$32.6M
Avg loan
$320K
Avg rate
6.85%
Avg term
123 mo
Industry chg-off rate
4.08%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 14 | $2.6M | $186K | 6.34% | 0.00% |
| 2 | TD Bank, National Association | 9 | $454K | $50K | 9.64% | 0.00% |
| 3 | U.S. Bank, National Association | 6 | $151K | $25K | 7.79% | 0.00% |
| 4 | Wells Fargo Bank National Association | 6 | $851K | $142K | 7.23% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 5 | $682K | $136K | 7.99% | 0.00% |
| 6 | Cadence Bank | 4 | $1.1M | $265K | 6.94% | 50.00% |
| 7 | US Metro Bank | 3 | $1.7M | $560K | 4.83% | 0.00% |
| 8 | United Bank of Iowa | 3 | $75K | $25K | 5.00% | 0.00% |
| 9 | Eastern Bank | 2 | $50K | $25K | 3.99% | 0.00% |
| 10 | KeyBank National Association | 2 | $390K | $195K | 6.83% | 0.00% |
| 11 | Arcadian Bank | 2 | $3.9M | $1.9M | 5.63% | 0.00% |
| 12 | Oriental Bank | 2 | $146K | $73K | 6.63% | 0.00% |
| 13 | PNC Bank, National Association | 2 | $120K | $60K | 8.68% | 0.00% |
| 14 | Regions Bank | 2 | $694K | $347K | 6.29% | 0.00% |
| 15 | Readycap Lending, LLC | 2 | $143K | $72K | 9.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.