Best SBA 7(a) lenders for other clothing stores
NAICS 448190 — Other Clothing Stores.
295 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $98.6M.
Loans
295
Total $
$98.6M
Avg loan
$334K
Avg rate
6.76%
Avg term
128 mo
Industry chg-off rate
2.87%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 22 | $1.3M | $58K | 7.31% | 0.00% |
| 2 | The Huntington National Bank | 20 | $1.7M | $83K | 6.13% | 0.00% |
| 3 | TD Bank, National Association | 18 | $1.2M | $67K | 10.31% | 15.38% |
| 4 | BayFirst National Bank | 13 | $2.7M | $209K | 10.42% | 37.50% |
| 5 | Newtek Small Business Finance, Inc. | 10 | $3.9M | $387K | 6.97% | 0.00% |
| 6 | Wells Fargo Bank National Association | 9 | $1.0M | $112K | 8.39% | 11.11% |
| 7 | Community Trust Bank, Inc. | 7 | $765K | $109K | 4.36% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 7 | $483K | $69K | 7.29% | 14.29% |
| 9 | Citizens Bank | 7 | $3.0M | $422K | 5.89% | 0.00% |
| 10 | Bank of America, National Association | 5 | $900K | $180K | 6.11% | 0.00% |
| 11 | Five Star Bank | 5 | $1.2M | $245K | 7.05% | 20.00% |
| 12 | Central Bank | 4 | $853K | $213K | 6.13% | 0.00% |
| 13 | Glacier Bank | 4 | $1.6M | $392K | 5.81% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 4 | $310K | $78K | 11.53% | 0.00% |
| 15 | Columbia Bank | 4 | $3.4M | $850K | 5.81% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448190. Charge-off rates are calculated on the FY2020–FY2023 cohort only.