Best SBA 7(a) lenders for clothing accessories stores
NAICS 448150 — Clothing Accessories Stores.
117 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $27.0M.
Loans
117
Total $
$27.0M
Avg loan
$230K
Avg rate
7.54%
Avg term
112 mo
Industry chg-off rate
3.60%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 13 | $598K | $46K | 11.07% | 10.00% |
| 2 | Manufacturers and Traders Trust Company | 12 | $346K | $29K | 8.58% | 0.00% |
| 3 | U.S. Bank, National Association | 9 | $473K | $53K | 6.82% | 11.11% |
| 4 | Wells Fargo Bank National Association | 8 | $500K | $62K | 8.90% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 5 | $606K | $121K | 9.74% | 0.00% |
| 6 | Cadence Bank | 5 | $1.1M | $230K | 6.75% | 0.00% |
| 7 | Clear Lake Bank & Trust Company | 4 | $160K | $40K | 5.38% | 0.00% |
| 8 | BayFirst National Bank | 4 | $515K | $129K | 11.44% | 0.00% |
| 9 | PNC Bank, National Association | 3 | $648K | $216K | 7.08% | 0.00% |
| 10 | The Huntington National Bank | 3 | $115K | $38K | 6.33% | 0.00% |
| 11 | Newtek Small Business Finance, Inc. | 3 | $174K | $58K | 7.75% | 33.33% |
| 12 | ChoiceOne Bank | 2 | $1.0M | $521K | 9.00% | — |
| 13 | Bank Midwest | 2 | $90K | $45K | 5.38% | 0.00% |
| 14 | Farmers State Bank | 2 | $1.4M | $718K | 4.50% | 0.00% |
| 15 | Webster Bank National Association | 2 | $3.4M | $1.7M | 4.00% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448150. Charge-off rates are calculated on the FY2020–FY2023 cohort only.