Best SBA 7(a) lenders for outdoor power equipment stores
The top SBA 7(a) lenders for outdoor power equipment stores (NAICS 444210) are The Huntington National Bank, TD Bank, National Association, Live Oak Banking Company, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 68 loans totaling $42.4M to businesses in this industry. Average loan size: $624K. Average rate: 5.93%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.49%.
Loans
68
Total $
$42.4M
Avg loan
$624K
Avg rate
5.93%
Avg term
161 mo
Industry chg-off rate
1.49%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 7 | $904K | $129K | 5.32% | 14.29% |
| 2 | TD Bank, National Association | 6 | $1.7M | $291K | 7.12% | 0.00% |
| 3 | Live Oak Banking Company | 4 | $7.6M | $1.9M | 6.56% | 0.00% |
| 4 | U.S. Bank, National Association | 4 | $1.9M | $487K | 5.52% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 3 | $792K | $264K | 7.00% | 0.00% |
| 6 | First National Bank of Pennsylvania | 3 | $3.0M | $1.0M | 6.50% | 0.00% |
| 7 | United Community Bank | 3 | $1.5M | $485K | 5.50% | 0.00% |
| 8 | T Bank, National Association | 2 | $2.4M | $1.2M | 5.38% | 0.00% |
| 9 | Readycap Lending, LLC | 2 | $2.6M | $1.3M | 7.50% | 0.00% |
| 10 | Oriental Bank | 2 | $145K | $73K | 6.00% | 0.00% |
| 11 | Mountain America FCU | 2 | $250K | $125K | 8.00% | 0.00% |
| 12 | Bank of America, National Association | 2 | $1.2M | $597K | 2.99% | 0.00% |
| 13 | First Mid Bank & Trust, National Association | 2 | $1.4M | $723K | 4.50% | 0.00% |
| 14 | 1st Source Bank | 1 | $405K | $405K | 9.00% | 0.00% |
| 15 | Banesco USA | 1 | $2.1M | $2.1M | 11.25% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 444210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.