Best SBA 7(a) lenders for all other home furnishings stores
The top SBA 7(a) lenders for all other home furnishings stores (NAICS 442299) are The Huntington National Bank, U.S. Bank, National Association, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 188 loans totaling $110.6M to businesses in this industry. Average loan size: $588K. Average rate: 6.29%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.20%.
Loans
188
Total $
$110.6M
Avg loan
$588K
Avg rate
6.29%
Avg term
148 mo
Industry chg-off rate
2.20%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 14 | $2.4M | $172K | 5.54% | 0.00% |
| 2 | U.S. Bank, National Association | 11 | $4.2M | $379K | 6.91% | 9.09% |
| 3 | TD Bank, National Association | 10 | $831K | $83K | 10.19% | 0.00% |
| 4 | Wells Fargo Bank National Association | 8 | $2.2M | $280K | 7.09% | 12.50% |
| 5 | First Bank | 7 | $3.9M | $557K | 5.96% | 0.00% |
| 6 | Newtek Small Business Finance, Inc. | 6 | $1.6M | $264K | 7.38% | 0.00% |
| 7 | United Community Bank | 5 | $1.4M | $284K | 6.40% | 0.00% |
| 8 | First National Bank of Pennsylvania | 4 | $2.1M | $517K | 5.97% | 0.00% |
| 9 | Gesa CU | 4 | $800K | $200K | 5.25% | 0.00% |
| 10 | KeyBank National Association | 4 | $780K | $195K | 5.22% | 0.00% |
| 11 | Pinnacle Bank | 3 | $5.6M | $1.9M | 6.50% | 0.00% |
| 12 | First Bank of the Lake | 3 | $9.6M | $3.2M | 5.67% | 0.00% |
| 13 | Brookline Bank, a Division of Beacon Bank and Trust | 3 | $3.0M | $995K | 5.75% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 3 | $260K | $87K | 10.97% | 0.00% |
| 15 | D. L. Evans Bank | 2 | $175K | $88K | 6.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 442299. Charge-off rates are calculated on the FY2020–FY2023 cohort only.