Best SBA 7(a) lenders for furniture stores
The top SBA 7(a) lenders for furniture stores (NAICS 442110) are U.S. Bank, National Association, Wells Fargo Bank National Association, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 283 loans totaling $201.5M to businesses in this industry. Average loan size: $712K. Average rate: 6.28%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 3.62%.
Loans
283
Total $
$201.5M
Avg loan
$712K
Avg rate
6.28%
Avg term
150 mo
Industry chg-off rate
3.62%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 21 | $8.7M | $415K | 6.57% | 0.00% |
| 2 | Wells Fargo Bank National Association | 18 | $11.4M | $634K | 7.44% | 11.11% |
| 3 | TD Bank, National Association | 17 | $1.8M | $106K | 10.15% | 30.77% |
| 4 | Manufacturers and Traders Trust Company | 11 | $2.8M | $253K | 6.77% | 0.00% |
| 5 | BayFirst National Bank | 11 | $2.1M | $191K | 9.00% | 9.09% |
| 6 | The Huntington National Bank | 9 | $3.2M | $354K | 5.20% | 0.00% |
| 7 | KeyBank National Association | 8 | $3.9M | $490K | 5.85% | 0.00% |
| 8 | Byline Bank | 7 | $9.1M | $1.3M | 6.00% | 14.29% |
| 9 | Newtek Small Business Finance, Inc. | 6 | $7.0M | $1.2M | 6.25% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 6 | $1.1M | $192K | 8.03% | 0.00% |
| 11 | Cadence Bank | 6 | $3.2M | $535K | 6.08% | 0.00% |
| 12 | First Savings Bank | 6 | $3.4M | $564K | 5.88% | 0.00% |
| 13 | FFB Bank | 5 | $5.5M | $1.1M | 7.65% | 0.00% |
| 14 | Bank of America, National Association | 4 | $2.3M | $563K | 3.78% | 0.00% |
| 15 | Pinnacle Bank | 4 | $8.7M | $2.2M | 4.81% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 442110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.