Best SBA 7(a) lenders for wholesale trade agents and brokers
NAICS 425120 — Wholesale Trade Agents and Brokers.
545 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $279.3M.
Loans
545
Total $
$279.3M
Avg loan
$513K
Avg rate
9.39%
Avg term
126 mo
Industry chg-off rate
3.85%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Northeast Bank | 44 | $7.9M | $179K | 11.09% | — |
| 2 | TD Bank, National Association | 37 | $3.7M | $100K | 10.76% | 14.29% |
| 3 | Newtek Bank, National Association | 32 | $16.4M | $513K | 11.50% | 0.00% |
| 4 | BayFirst National Bank | 29 | $9.0M | $310K | 11.65% | 0.00% |
| 5 | JPMorgan Chase Bank, National Association | 27 | $6.6M | $245K | 10.39% | 0.00% |
| 6 | The Huntington National Bank | 26 | $5.5M | $210K | 9.56% | 0.00% |
| 7 | Wells Fargo Bank National Association | 16 | $2.9M | $181K | 10.73% | 0.00% |
| 8 | Readycap Lending, LLC | 15 | $8.4M | $560K | 10.77% | 20.00% |
| 9 | Cadence Bank | 15 | $5.5M | $366K | 9.62% | 0.00% |
| 10 | Celtic Bank Corporation | 12 | $1.6M | $132K | 9.02% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 12 | $4.7M | $390K | 9.42% | 12.50% |
| 12 | U.S. Bank, National Association | 10 | $3.7M | $372K | 7.32% | 14.29% |
| 13 | Regions Bank | 9 | $13.1M | $1.5M | 8.52% | 0.00% |
| 14 | Newtek Small Business Finance, Inc. | 9 | $4.5M | $495K | 9.28% | 0.00% |
| 15 | Bank of America, National Association | 8 | $2.4M | $299K | 6.20% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 425120. Charge-off rates are calculated on the FY2020–FY2023 cohort only.