Best SBA 7(a) lenders for fish and seafood merchant wholesalers
The top SBA 7(a) lenders for fish and seafood merchant wholesalers (NAICS 424460) are TD Bank, National Association, BayFirst National Bank, Bank of Hope, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 191 loans totaling $119.2M to businesses in this industry. Average loan size: $624K. Average rate: 8.82%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 5.77%.
Loans
191
Total $
$119.2M
Avg loan
$624K
Avg rate
8.82%
Avg term
128 mo
Industry chg-off rate
5.77%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 24 | $3.9M | $162K | 10.02% | 14.29% |
| 2 | BayFirst National Bank | 13 | $3.6M | $278K | 11.58% | 0.00% |
| 3 | Bank of Hope | 10 | $7.8M | $780K | 7.42% | 0.00% |
| 4 | Northeast Bank | 9 | $2.5M | $272K | 10.42% | — |
| 5 | Newtek Bank, National Association | 8 | $6.9M | $863K | 11.25% | — |
| 6 | Webster Bank National Association | 7 | $2.9M | $413K | 6.31% | 0.00% |
| 7 | Bank of America, National Association | 7 | $3.0M | $430K | 9.81% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 6 | $1.3M | $213K | 8.70% | 0.00% |
| 9 | Lendistry SBLC, LLC | 5 | $1.4M | $290K | 11.70% | — |
| 10 | Manufacturers and Traders Trust Company | 5 | $260K | $52K | 10.95% | 0.00% |
| 11 | U.S. Bank, National Association | 5 | $2.1M | $422K | 9.78% | 0.00% |
| 12 | Brookline Bank, a Division of Beacon Bank and Trust | 5 | $7.8M | $1.6M | 7.60% | 0.00% |
| 13 | East West Bank | 5 | $3.9M | $775K | 6.43% | 0.00% |
| 14 | Eastern Bank | 4 | $5.3M | $1.3M | 7.62% | 50.00% |
| 15 | Community National Bank | 3 | $119K | $40K | 7.78% | — |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424460. Charge-off rates are calculated on the FY2020–FY2023 cohort only.