Best SBA 7(a) lenders for confectionery merchant wholesalers
NAICS 424450 — Confectionery Merchant Wholesalers.
84 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $39.8M.
Loans
84
Total $
$39.8M
Avg loan
$474K
Avg rate
9.18%
Avg term
121 mo
Industry chg-off rate
2.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 18 | $6.6M | $364K | 10.70% | 0.00% |
| 2 | The Huntington National Bank | 7 | $904K | $129K | 7.00% | 0.00% |
| 3 | U.S. Bank, National Association | 5 | $858K | $172K | 7.44% | 0.00% |
| 4 | Choice Financial Group | 3 | $1.1M | $382K | 7.33% | 0.00% |
| 5 | BayFirst National Bank | 3 | $258K | $86K | 12.25% | 0.00% |
| 6 | Readycap Lending, LLC | 3 | $361K | $120K | 11.17% | 50.00% |
| 7 | Columbia Bank | 3 | $165K | $55K | 5.67% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 3 | $620K | $207K | 9.95% | 0.00% |
| 9 | Wells Fargo Bank National Association | 3 | $40K | $13K | 11.00% | 0.00% |
| 10 | Newtek Bank, National Association | 2 | $4.8M | $2.4M | 11.00% | — |
| 11 | Newtek Small Business Finance, Inc. | 2 | $497K | $249K | 7.63% | 0.00% |
| 12 | Manufacturers and Traders Trust Company | 2 | $200K | $100K | 9.75% | 0.00% |
| 13 | Fifth Third Bank | 2 | $1.5M | $769K | 7.64% | 0.00% |
| 14 | First Internet Bank of Indiana | 2 | $3.4M | $1.7M | 10.00% | — |
| 15 | Fulton Bank, National Association | 2 | $3.8M | $1.9M | 11.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424450. Charge-off rates are calculated on the FY2020–FY2023 cohort only.