Best SBA 7(a) lenders for women's, children's, and infants' clothing and accessories merchant wh
NAICS 424330 — Women's, Children's, and Infants' Clothing and Accessories Merchant Wh.
171 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $131.8M.
Loans
171
Total $
$131.8M
Avg loan
$771K
Avg rate
6.71%
Avg term
156 mo
Industry chg-off rate
9.58%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 34 | $3.6M | $107K | 9.29% | 13.33% |
| 2 | Bank of Hope | 27 | $12.1M | $446K | 5.55% | 11.11% |
| 3 | JPMorgan Chase Bank, National Association | 12 | $3.0M | $253K | 8.30% | 25.00% |
| 4 | U.S. Bank, National Association | 9 | $13.3M | $1.5M | 5.18% | 11.11% |
| 5 | BayFirst National Bank | 8 | $1.3M | $168K | 8.78% | 12.50% |
| 6 | Zions Bank, A Division of | 6 | $1.1M | $176K | 5.92% | 0.00% |
| 7 | PCB Bank | 6 | $13.1M | $2.2M | 5.00% | 0.00% |
| 8 | Newtek Small Business Finance, Inc. | 5 | $3.6M | $721K | 6.90% | 0.00% |
| 9 | BMO Bank National Association | 4 | $8.6M | $2.1M | 5.00% | 0.00% |
| 10 | Bank of America, National Association | 3 | $500K | $167K | 3.07% | 0.00% |
| 11 | Harvest Small Business Finance, LLC | 3 | $3.2M | $1.1M | 5.75% | 0.00% |
| 12 | Wells Fargo Bank National Association | 3 | $3.3M | $1.1M | 7.37% | 0.00% |
| 13 | Commonwealth Business Bank | 3 | $6.4M | $2.1M | 4.33% | 0.00% |
| 14 | Cadence Bank | 2 | $600K | $300K | 7.50% | 50.00% |
| 15 | Enterprise Bank & Trust | 2 | $2.0M | $993K | 5.88% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424330. Charge-off rates are calculated on the FY2020–FY2023 cohort only.