PCB Bank
Headquartered in LOS ANGELES, CA. Analysis based on 702 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $905.6M.
Total 7(a) loans
702
Total approved
$905.6M
Average loan
$1.3M
States funded in
26
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
28.67%
Average rate
7.24%
Average term
217 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 129 |
| 721110 | Hotels (except Casino Hotels) and Motels | 70 |
| 722513 | Limited-Service Restaurants | 58 |
| 447110 | Gasoline Stations with Convenience Stores | 49 |
| 445310 | Beer, Wine, and Liquor Stores | 35 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 21 |
| 811192 | Car Washes | 16 |
| 812310 | Coin-Operated Laundries and Drycleaners | 14 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 13 |
| 621610 | Home Health Care Services | 9 |
Top 10 states
| State | Loans |
|---|---|
| CA | 312 |
| TX | 148 |
| WA | 62 |
| GA | 37 |
| CO | 21 |
| IL | 20 |
| NY | 19 |
| MD | 18 |
| OR | 16 |
| VA | 11 |
Top franchise brands financed
118 franchise loans across 67 distinct brands.
| Franchise | Loans |
|---|---|
| Chevron - Retail Supply Contra | 13 |
| Best Western - Membership Agre | 7 |
| Wilson Oil, Inc. Contract of S | 5 |
| Wetzel's Pretzels | 4 |
| Phillips 66 Branded Reseller A | 4 |
| Days Inn by Wyndham | 4 |
| Circle K Stores, Inc. (Multi B | 3 |
| Super 8 by Wyndhan | 3 |
| AM/PM Mini-Mart Agreement - AR | 3 |
| Rodeway Inn by Choice Hotels/R | 3 |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.