Best SBA 7(a) lenders for jewelry and silverware manufacturing
The top SBA 7(a) lenders for jewelry and silverware manufacturing (NAICS 339910) are Newtek Bank, National Association, Northeast Bank, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 109 loans totaling $48.8M to businesses in this industry. Average loan size: $447K. Average rate: 9.41%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
109
Total $
$48.8M
Avg loan
$447K
Avg rate
9.41%
Avg term
125 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 12 | $2.1M | $176K | 11.50% | 0.00% |
| 2 | Northeast Bank | 11 | $2.1M | $190K | 10.55% | 0.00% |
| 3 | TD Bank, National Association | 6 | $365K | $61K | 11.02% | 0.00% |
| 4 | Byline Bank | 5 | $10.7M | $2.1M | 6.75% | 0.00% |
| 5 | First Commonwealth Bank | 5 | $5.0M | $999K | 6.65% | 0.00% |
| 6 | Zions Bank, A Division of | 5 | $2.3M | $464K | 11.53% | 0.00% |
| 7 | The Huntington National Bank | 4 | $309K | $77K | 6.44% | 0.00% |
| 8 | Wells Fargo Bank National Association | 4 | $53K | $13K | 10.94% | 0.00% |
| 9 | U.S. Bank, National Association | 4 | $101K | $25K | 8.62% | 0.00% |
| 10 | Readycap Lending, LLC | 4 | $755K | $189K | 13.44% | — |
| 11 | Manufacturers and Traders Trust Company | 3 | $77K | $26K | 13.42% | 0.00% |
| 12 | Cache Valley Bank | 2 | $1.5M | $750K | 5.25% | 0.00% |
| 13 | Wilmington Savings Fund Society FSB | 2 | $985K | $493K | 10.88% | — |
| 14 | Watertown Savings Bank | 2 | $112K | $56K | 5.63% | 0.00% |
| 15 | Oriental Bank | 2 | $25K | $13K | 9.63% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 339910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.