Best SBA 7(a) lenders for custom architectural woodwork and millwork manufacturing
The top SBA 7(a) lenders for custom architectural woodwork and millwork manufacturing (NAICS 337212) are Wells Fargo Bank National Association, Readycap Lending, LLC, First Savings Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 134 loans totaling $94.7M to businesses in this industry. Average loan size: $707K. Average rate: 8.46%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.23%.
Loans
134
Total $
$94.7M
Avg loan
$707K
Avg rate
8.46%
Avg term
143 mo
Industry chg-off rate
1.23%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 6 | $1.2M | $195K | 9.45% | 0.00% |
| 2 | Readycap Lending, LLC | 6 | $3.3M | $553K | 10.42% | 0.00% |
| 3 | First Savings Bank | 5 | $10.4M | $2.1M | 10.50% | 0.00% |
| 4 | TD Bank, National Association | 5 | $295K | $59K | 9.52% | 0.00% |
| 5 | Newtek Bank, National Association | 5 | $3.9M | $774K | 11.10% | 0.00% |
| 6 | U.S. Bank, National Association | 5 | $133K | $27K | 7.24% | 25.00% |
| 7 | BayFirst National Bank | 4 | $600K | $150K | 12.44% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 4 | $830K | $208K | 12.24% | 0.00% |
| 9 | Manufacturers and Traders Trust Company | 3 | $330K | $110K | 11.33% | 0.00% |
| 10 | First-Citizens Bank & Trust Company | 3 | $6.0M | $2.0M | 9.48% | 0.00% |
| 11 | Enterprise Bank & Trust | 3 | $5.0M | $1.7M | 5.83% | 0.00% |
| 12 | BMO Bank National Association | 2 | $4.9M | $2.5M | 5.93% | 0.00% |
| 13 | Bank of America, National Association | 2 | $1.4M | $682K | 4.62% | 0.00% |
| 14 | Bank of Hope | 2 | $1.4M | $689K | 6.00% | 0.00% |
| 15 | Bank7 | 2 | $105K | $53K | 5.25% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 337212. Charge-off rates are calculated on the FY2020–FY2023 cohort only.