Best SBA 7(a) lenders for electroplating, plating, polishing, anodizing, and coloring
The top SBA 7(a) lenders for electroplating, plating, polishing, anodizing, and coloring (NAICS 332813) are U.S. Bank, National Association, Live Oak Banking Company, Readycap Lending, LLC, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 107 loans totaling $90.7M to businesses in this industry. Average loan size: $848K. Average rate: 8.23%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.72%.
Loans
107
Total $
$90.7M
Avg loan
$848K
Avg rate
8.23%
Avg term
140 mo
Industry chg-off rate
1.72%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 6 | $7.4M | $1.2M | 7.13% | 0.00% |
| 2 | Live Oak Banking Company | 5 | $6.8M | $1.4M | 6.33% | 0.00% |
| 3 | Readycap Lending, LLC | 5 | $1.2M | $232K | 11.75% | 0.00% |
| 4 | Newtek Small Business Finance, Inc. | 4 | $6.6M | $1.6M | 7.00% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 4 | $435K | $109K | 11.56% | 0.00% |
| 6 | The Huntington National Bank | 4 | $1.5M | $372K | 8.38% | 0.00% |
| 7 | Northwest Bank | 3 | $330K | $110K | 9.25% | 0.00% |
| 8 | Kendall Bank | 3 | $3.1M | $1.0M | 9.50% | — |
| 9 | Brookline Bank, a Division of Beacon Bank and Trust | 3 | $950K | $317K | 9.35% | 0.00% |
| 10 | Enterprise Bank & Trust | 3 | $2.5M | $837K | 5.42% | 0.00% |
| 11 | TD Bank, National Association | 3 | $90K | $30K | 8.67% | 50.00% |
| 12 | CRF Small Business Loan Company, LLC | 2 | $2.1M | $1.1M | 7.13% | 0.00% |
| 13 | Citibank, N.A. | 2 | $1.3M | $632K | 7.88% | 0.00% |
| 14 | Customers Bank | 2 | $1.3M | $630K | 10.25% | — |
| 15 | Members Cooperative Credit Union | 2 | $84K | $42K | 6.75% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 332813. Charge-off rates are calculated on the FY2020–FY2023 cohort only.