Best SBA 7(a) lenders for sheet metal work manufacturing
The top SBA 7(a) lenders for sheet metal work manufacturing (NAICS 332322) are Newtek Bank, National Association, Manufacturers and Traders Trust Company, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 226 loans totaling $171.6M to businesses in this industry. Average loan size: $759K. Average rate: 8.06%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.76%.
Loans
226
Total $
$171.6M
Avg loan
$759K
Avg rate
8.06%
Avg term
134 mo
Industry chg-off rate
0.76%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 24 | $18.0M | $750K | 10.99% | 0.00% |
| 2 | Manufacturers and Traders Trust Company | 15 | $10.1M | $677K | 8.13% | 0.00% |
| 3 | TD Bank, National Association | 12 | $3.3M | $278K | 9.56% | 0.00% |
| 4 | The Huntington National Bank | 8 | $2.4M | $302K | 7.18% | 0.00% |
| 5 | Brookline Bank, a Division of Beacon Bank and Trust | 8 | $3.2M | $400K | 7.66% | 0.00% |
| 6 | U.S. Bank, National Association | 7 | $5.1M | $726K | 8.42% | 0.00% |
| 7 | Zions Bank, A Division of | 6 | $4.0M | $675K | 7.29% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 6 | $1.6M | $259K | 10.71% | 0.00% |
| 9 | Wells Fargo Bank National Association | 5 | $3.8M | $754K | 7.90% | 0.00% |
| 10 | Citizens Bank, National Association | 4 | $5.7M | $1.4M | 5.69% | 0.00% |
| 11 | Enterprise Bank & Trust | 4 | $7.8M | $2.0M | 5.50% | 0.00% |
| 12 | Northeast Bank | 4 | $450K | $113K | 11.50% | — |
| 13 | Glacier Bank | 4 | $3.9M | $982K | 7.03% | 0.00% |
| 14 | Bank First, N.A. | 3 | $5.1M | $1.7M | 6.13% | 0.00% |
| 15 | Lendistry SBLC, LLC | 3 | $730K | $243K | 12.17% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 332322. Charge-off rates are calculated on the FY2020–FY2023 cohort only.