Best SBA 7(a) lenders for all other miscellaneous wood product manufacturing
The top SBA 7(a) lenders for all other miscellaneous wood product manufacturing (NAICS 321999) are The Huntington National Bank, Wells Fargo Bank National Association, Newtek Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 301 loans totaling $193.9M to businesses in this industry. Average loan size: $644K. Average rate: 8.24%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.60%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 40 | $12.1M | $303K | 8.21% | 0.00% |
| 2 | Wells Fargo Bank National Association | 16 | $9.6M | $599K | 8.95% | 0.00% |
| 3 | Newtek Bank, National Association | 14 | $11.8M | $843K | 11.29% | 0.00% |
| 4 | U.S. Bank, National Association | 14 | $3.4M | $243K | 7.11% | 0.00% |
| 5 | Live Oak Banking Company | 11 | $24.4M | $2.2M | 6.57% | 0.00% |
| 6 | KeyBank National Association | 10 | $8.9M | $887K | 7.48% | 0.00% |
| 7 | Northeast Bank | 9 | $1.6M | $181K | 10.81% | 0.00% |
| 8 | TD Bank, National Association | 7 | $517K | $74K | 11.10% | 33.33% |
| 9 | JPMorgan Chase Bank, National Association | 6 | $3.3M | $544K | 6.43% | 0.00% |
| 10 | Manufacturers and Traders Trust Company | 6 | $410K | $68K | 10.13% | 0.00% |
| 11 | BankVista | 5 | $3.1M | $616K | 6.45% | 0.00% |
| 12 | First Federal Savings Bank | 5 | $1.5M | $307K | 4.25% | 0.00% |
| 13 | Webster Bank National Association | 4 | $1.6M | $396K | 9.31% | 0.00% |
| 14 | BayFirst National Bank | 4 | $673K | $168K | 10.56% | 50.00% |
| 15 | Columbia Bank | 3 | $874K | $291K | 11.25% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 321999. Charge-off rates are calculated on the FY2020–FY2023 cohort only.