Best SBA 7(a) lenders for tile and terrazzo contractors
The top SBA 7(a) lenders for tile and terrazzo contractors (NAICS 238340) are U.S. Bank, National Association, TD Bank, National Association, The Huntington National Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 362 loans totaling $121.6M to businesses in this industry. Average loan size: $336K. Average rate: 9.18%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.14%.
Loans
362
Total $
$121.6M
Avg loan
$336K
Avg rate
9.18%
Avg term
124 mo
Industry chg-off rate
2.14%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 50 | $6.1M | $123K | 8.73% | 3.45% |
| 2 | TD Bank, National Association | 42 | $3.2M | $75K | 10.38% | 0.00% |
| 3 | The Huntington National Bank | 30 | $12.1M | $404K | 9.34% | 0.00% |
| 4 | JPMorgan Chase Bank, National Association | 25 | $4.9M | $195K | 10.04% | 0.00% |
| 5 | BayFirst National Bank | 15 | $2.8M | $188K | 10.32% | 0.00% |
| 6 | Bank of America, National Association | 13 | $3.0M | $230K | 6.82% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 9 | $526K | $58K | 9.97% | 16.67% |
| 8 | Columbia Bank | 8 | $240K | $30K | 11.38% | 0.00% |
| 9 | Readycap Lending, LLC | 7 | $1.2M | $169K | 13.07% | 0.00% |
| 10 | St. Mary's CU | 7 | $736K | $105K | 5.18% | 0.00% |
| 11 | Celtic Bank Corporation | 7 | $1.4M | $194K | 8.14% | 0.00% |
| 12 | Eastern Bank | 6 | $450K | $75K | 12.66% | 0.00% |
| 13 | Northeast Bank | 6 | $1.2M | $206K | 11.42% | — |
| 14 | Zions Bank, A Division of | 6 | $1.3M | $225K | 10.17% | 0.00% |
| 15 | Wells Fargo Bank National Association | 6 | $135K | $23K | 13.21% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238340. Charge-off rates are calculated on the FY2020–FY2023 cohort only.