Best SBA 7(a) lenders for other foundation, structure, and building exterior contractors
NAICS 238190 — Other Foundation, Structure, and Building Exterior Contractors.
600 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $191.8M.
Loans
600
Total $
$191.8M
Avg loan
$320K
Avg rate
9.21%
Avg term
116 mo
Industry chg-off rate
2.84%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 87 | $9.6M | $110K | 8.49% | 0.00% |
| 2 | U.S. Bank, National Association | 67 | $3.7M | $55K | 8.50% | 2.27% |
| 3 | Manufacturers and Traders Trust Company | 32 | $2.6M | $83K | 9.63% | 16.67% |
| 4 | TD Bank, National Association | 29 | $3.7M | $126K | 11.10% | 0.00% |
| 5 | Wells Fargo Bank National Association | 25 | $4.0M | $160K | 11.33% | 12.50% |
| 6 | JPMorgan Chase Bank, National Association | 23 | $3.6M | $155K | 11.93% | 0.00% |
| 7 | Northeast Bank | 20 | $4.5M | $223K | 11.22% | 0.00% |
| 8 | Readycap Lending, LLC | 16 | $4.7M | $293K | 12.42% | 0.00% |
| 9 | Newtek Bank, National Association | 14 | $3.6M | $260K | 11.23% | — |
| 10 | BayFirst National Bank | 13 | $3.1M | $241K | 10.62% | 0.00% |
| 11 | Cadence Bank | 9 | $2.3M | $250K | 7.89% | 11.11% |
| 12 | KeyBank National Association | 9 | $1.9M | $216K | 9.14% | 0.00% |
| 13 | Live Oak Banking Company | 9 | $10.5M | $1.2M | 9.57% | 0.00% |
| 14 | PNC Bank, National Association | 9 | $684K | $76K | 10.71% | 0.00% |
| 15 | Zions Bank, A Division of | 8 | $3.1M | $388K | 9.41% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238190. Charge-off rates are calculated on the FY2020–FY2023 cohort only.