Best SBA 7(a) lenders for poured concrete foundation and structure contractors
NAICS 238110 — Poured Concrete Foundation and Structure Contractors.
1,350 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $447.2M.
Loans
1,350
Total $
$447.2M
Avg loan
$331K
Avg rate
8.68%
Avg term
115 mo
Industry chg-off rate
2.82%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 195 | $21.0M | $108K | 8.66% | 1.69% |
| 2 | United Midwest Savings Bank National Association | 126 | $18.4M | $146K | 8.47% | 9.09% |
| 3 | U.S. Bank, National Association | 124 | $10.8M | $87K | 9.02% | 1.52% |
| 4 | TD Bank, National Association | 60 | $6.4M | $106K | 10.45% | 9.68% |
| 5 | JPMorgan Chase Bank, National Association | 35 | $5.8M | $165K | 10.86% | 0.00% |
| 6 | Wells Fargo Bank National Association | 30 | $10.7M | $356K | 9.55% | 5.00% |
| 7 | Manufacturers and Traders Trust Company | 29 | $4.1M | $142K | 9.87% | 4.55% |
| 8 | Northeast Bank | 28 | $5.9M | $209K | 10.88% | — |
| 9 | Zions Bank, A Division of | 26 | $4.7M | $182K | 10.09% | 0.00% |
| 10 | Readycap Lending, LLC | 24 | $9.2M | $385K | 11.60% | 0.00% |
| 11 | KeyBank National Association | 23 | $5.1M | $220K | 7.65% | 0.00% |
| 12 | Columbia Bank | 22 | $1.3M | $61K | 11.33% | 0.00% |
| 13 | PNC Bank, National Association | 21 | $2.4M | $113K | 10.83% | 14.29% |
| 14 | Bank of America, National Association | 20 | $8.0M | $401K | 7.30% | 0.00% |
| 15 | Cadence Bank | 14 | $4.9M | $352K | 9.21% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 238110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.