Best SBA 7(a) lenders for power and communication line and related structures construction
NAICS 237130 — Power and Communication Line and Related Structures Construction.
368 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $199.4M.
Loans
368
Total $
$199.4M
Avg loan
$542K
Avg rate
9.04%
Avg term
116 mo
Industry chg-off rate
1.94%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 34 | $4.8M | $143K | 9.40% | 0.00% |
| 2 | JPMorgan Chase Bank, National Association | 22 | $4.6M | $211K | 11.31% | 0.00% |
| 3 | TD Bank, National Association | 22 | $6.4M | $290K | 10.11% | 23.08% |
| 4 | Wells Fargo Bank National Association | 21 | $1.7M | $79K | 10.86% | 10.00% |
| 5 | Newtek Bank, National Association | 15 | $21.2M | $1.4M | 10.97% | 0.00% |
| 6 | U.S. Bank, National Association | 15 | $793K | $53K | 9.02% | 0.00% |
| 7 | ChoiceOne Bank | 11 | $7.0M | $634K | 7.59% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 11 | $924K | $84K | 11.18% | 0.00% |
| 9 | KeyBank National Association | 9 | $12.8M | $1.4M | 7.35% | 0.00% |
| 10 | Old National Bank | 8 | $1.8M | $223K | 8.31% | 0.00% |
| 11 | Northeast Bank | 8 | $1.6M | $204K | 10.91% | — |
| 12 | Readycap Lending, LLC | 7 | $1.4M | $203K | 12.50% | — |
| 13 | Newtek Small Business Finance, Inc. | 6 | $13.1M | $2.2M | 7.25% | 0.00% |
| 14 | PNC Bank, National Association | 6 | $360K | $60K | 12.43% | 0.00% |
| 15 | Zions Bank, A Division of | 5 | $1.6M | $318K | 8.73% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 237130. Charge-off rates are calculated on the FY2020–FY2023 cohort only.