Best SBA 7(a) lenders for farm management services
The top SBA 7(a) lenders for farm management services (NAICS 115116) are Wells Fargo Bank National Association, Newtek Bank, National Association, Horizon Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 66 loans totaling $24.7M to businesses in this industry. Average loan size: $375K. Average rate: 8.66%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
66
Total $
$24.7M
Avg loan
$375K
Avg rate
8.66%
Avg term
118 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 6 | $65K | $11K | 9.88% | 0.00% |
| 2 | Newtek Bank, National Association | 4 | $5.9M | $1.5M | 12.25% | 0.00% |
| 3 | Horizon Bank | 4 | $425K | $106K | 9.38% | — |
| 4 | BayFirst National Bank | 3 | $347K | $116K | 12.50% | 0.00% |
| 5 | The Huntington National Bank | 3 | $327K | $109K | 9.35% | 0.00% |
| 6 | Redwood CU | 3 | $4.6M | $1.5M | 8.33% | 0.00% |
| 7 | TD Bank, National Association | 3 | $50K | $17K | 10.50% | 0.00% |
| 8 | Columbia Bank | 3 | $2.4M | $802K | 6.17% | 0.00% |
| 9 | Ergo Bank | 2 | $1.1M | $526K | 6.88% | 0.00% |
| 10 | Mountain America FCU | 2 | $368K | $184K | 6.25% | 0.00% |
| 11 | Community State Bank | 2 | $1.1M | $568K | 5.58% | 0.00% |
| 12 | Aspire Bank | 2 | $92K | $46K | 4.50% | 0.00% |
| 13 | Celtic Bank Corporation | 2 | $176K | $88K | 11.25% | — |
| 14 | Northeast Bank | 2 | $158K | $79K | 11.50% | — |
| 15 | Cache Valley Bank | 2 | $695K | $348K | 7.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 115116. Charge-off rates are calculated on the FY2020–FY2023 cohort only.