Aspire Bank
Headquartered in Fargo, ND. Analysis based on 68 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $17.8M.
Total 7(a) loans
68
Total approved
$17.8M
Average loan
$262K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
61.67%
Average rate
5.36%
Average term
85 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 488510 | Freight Transportation Arrangement | 5 |
| 561730 | Landscaping Services | 5 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 3 |
| 238320 | Painting and Wall Covering Contractors | 3 |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 3 |
| 541810 | Advertising Agencies | 2 |
| 711310 | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | 2 |
| 722511 | Full-Service Restaurants | 2 |
| 238110 | Poured Concrete Foundation and Structure Contractors | 2 |
| 115116 | Farm Management Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| ND | 56 |
| MN | 10 |
| SD | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.