Redwood CU
Redwood CU is an SBA 7(a) lender that has approved 96 loans totaling $35.4M between FY2020 and Q1 FY2026 (2025-12-31), with a 3.03% charge-off rate on mature loans. Average loan size: $369K. Active in 1 states. Headquartered in SANTA ROSA, CA.
Total 7(a) loans
96
Total approved
$35.4M
Average loan
$369K
States funded in
1
Charge-off rate
3.03%
FY2020–FY2023 cohort
Paid-in-full rate
22.73%
Average rate
7.74%
Average term
136 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 6 |
| 445120 | Convenience Stores | 4 |
| 623312 | Homes for the Elderly | 4 |
| 722511 | Full-Service Restaurants | 4 |
| 541330 | Engineering Services | 3 |
| 115116 | Farm Management Services | 3 |
| 713120 | Amusement Arcades | 3 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 3 |
| 541410 | Interior Design Services | 2 |
| 541940 | Veterinary Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 96 |
Top franchise brands financed
4 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Wicked Slush | 1 |
| AIM Mail (Retail Center) | 1 |
| Image360 | 1 |
| F45 Training | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.