Best SBA 7(a) lenders for funeral homes and funeral services
NAICS 812210 — Funeral Homes and Funeral Services.
864 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $892.2M.
Loans
864
Total $
$892.2M
Avg loan
$1.0M
Avg rate
7.55%
Avg term
212 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 179 | $301.1M | $1.7M | 7.11% | 0.00% |
| 2 | The Huntington National Bank | 43 | $11.3M | $264K | 8.46% | 0.00% |
| 3 | United Midwest Savings Bank National Association | 41 | $51.0M | $1.2M | 8.22% | 0.00% |
| 4 | The Bancorp Bank National Association | 28 | $36.1M | $1.3M | 6.54% | 0.00% |
| 5 | TD Bank, National Association | 23 | $13.7M | $596K | 7.93% | 0.00% |
| 6 | Readycap Lending, LLC | 20 | $17.5M | $874K | 8.82% | 0.00% |
| 7 | Manufacturers and Traders Trust Company | 19 | $1.4M | $72K | 9.72% | 0.00% |
| 8 | North Valley Bank | 17 | $40.9M | $2.4M | 6.65% | 0.00% |
| 9 | IncredibleBank | 14 | $21.9M | $1.6M | 5.07% | 0.00% |
| 10 | Newtek Small Business Finance, Inc. | 14 | $8.6M | $615K | 7.30% | 0.00% |
| 11 | Newtek Bank, National Association | 13 | $7.7M | $596K | 11.15% | 0.00% |
| 12 | Grasshopper Bank National Association | 10 | $15.0M | $1.5M | 6.88% | 0.00% |
| 13 | BayFirst National Bank | 10 | $2.0M | $204K | 9.63% | 0.00% |
| 14 | U.S. Bank, National Association | 9 | $9.9M | $1.1M | 7.79% | — |
| 15 | Old National Bank | 9 | $6.6M | $733K | 8.34% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 812210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.