Best SBA 7(a) lenders for all other amusement and recreation industries
NAICS 713990 — All Other Amusement and Recreation Industries.
2,402 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $1.65B.
Loans
2,402
Total $
$1.65B
Avg loan
$686K
Avg rate
8.98%
Avg term
132 mo
Industry chg-off rate
1.65%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 495 | $178.6M | $361K | 9.09% | 1.27% |
| 2 | Manufacturers and Traders Trust Company | 106 | $36.4M | $343K | 9.65% | 2.38% |
| 3 | KeyBank National Association | 84 | $78.7M | $937K | 8.32% | 0.00% |
| 4 | Newtek Bank, National Association | 57 | $30.7M | $538K | 11.05% | 0.00% |
| 5 | Wells Fargo Bank National Association | 50 | $18.4M | $368K | 9.97% | 3.23% |
| 6 | Readycap Lending, LLC | 42 | $19.7M | $469K | 11.79% | 0.00% |
| 7 | Northeast Bank | 42 | $5.3M | $126K | 10.78% | 40.00% |
| 8 | TD Bank, National Association | 40 | $8.8M | $221K | 10.40% | 6.25% |
| 9 | U.S. Bank, National Association | 38 | $21.1M | $555K | 8.32% | 0.00% |
| 10 | Celtic Bank Corporation | 31 | $61.1M | $2.0M | 8.82% | 0.00% |
| 11 | Newtek Small Business Finance, Inc. | 30 | $19.2M | $639K | 7.84% | 0.00% |
| 12 | Old National Bank | 27 | $35.2M | $1.3M | 8.34% | 0.00% |
| 13 | Zions Bank, A Division of | 26 | $4.7M | $179K | 8.85% | 0.00% |
| 14 | Live Oak Banking Company | 24 | $36.9M | $1.5M | 8.61% | 0.00% |
| 15 | First Bank of the Lake | 22 | $26.5M | $1.2M | 10.32% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 713990. Charge-off rates are calculated on the FY2020–FY2023 cohort only.