Best SBA 7(a) lenders for all other amusement and recreation industries
The top SBA 7(a) lenders for all other amusement and recreation industries (NAICS 713990) are The Huntington National Bank, Manufacturers and Traders Trust Company, KeyBank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 2,402 loans totaling $1.65B to businesses in this industry. Average loan size: $686K. Average rate: 8.98%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.65%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 495 | $178.6M | $361K | 9.09% | 1.27% |
| 2 | Manufacturers and Traders Trust Company | 106 | $36.4M | $343K | 9.65% | 2.38% |
| 3 | KeyBank National Association | 84 | $78.7M | $937K | 8.32% | 0.00% |
| 4 | Newtek Bank, National Association | 57 | $30.7M | $538K | 11.05% | 0.00% |
| 5 | Wells Fargo Bank National Association | 50 | $18.4M | $368K | 9.97% | 3.23% |
| 6 | Readycap Lending, LLC | 42 | $19.7M | $469K | 11.79% | 0.00% |
| 7 | Northeast Bank | 42 | $5.3M | $126K | 10.78% | 40.00% |
| 8 | TD Bank, National Association | 40 | $8.8M | $221K | 10.40% | 6.25% |
| 9 | U.S. Bank, National Association | 38 | $21.1M | $555K | 8.32% | 0.00% |
| 10 | Celtic Bank Corporation | 31 | $61.1M | $2.0M | 8.82% | 0.00% |
| 11 | Newtek Small Business Finance, Inc. | 30 | $19.2M | $639K | 7.84% | 0.00% |
| 12 | Old National Bank | 27 | $35.2M | $1.3M | 8.34% | 0.00% |
| 13 | Zions Bank, A Division of | 26 | $4.7M | $179K | 8.85% | 0.00% |
| 14 | Live Oak Banking Company | 24 | $36.9M | $1.5M | 8.61% | 0.00% |
| 15 | First Bank of the Lake | 22 | $26.5M | $1.2M | 10.32% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 713990. Charge-off rates are calculated on the FY2020–FY2023 cohort only.