Best SBA 7(a) lenders for amusement arcades
The top SBA 7(a) lenders for amusement arcades (NAICS 713120) are The Huntington National Bank, Newtek Bank, National Association, Wells Fargo Bank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 371 loans totaling $215.3M to businesses in this industry. Average loan size: $580K. Average rate: 9.07%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.75%.
Loans
371
Total $
$215.3M
Avg loan
$580K
Avg rate
9.07%
Avg term
123 mo
Industry chg-off rate
2.75%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 42 | $5.8M | $138K | 8.98% | 12.50% |
| 2 | Newtek Bank, National Association | 28 | $13.4M | $479K | 11.15% | 0.00% |
| 3 | Wells Fargo Bank National Association | 18 | $6.0M | $331K | 9.16% | 9.09% |
| 4 | Manufacturers and Traders Trust Company | 15 | $1.8M | $121K | 10.17% | 0.00% |
| 5 | Newtek Small Business Finance, Inc. | 15 | $13.4M | $891K | 7.32% | 0.00% |
| 6 | Wilmington Savings Fund Society FSB | 8 | $25.6M | $3.2M | 8.94% | 0.00% |
| 7 | KeyBank National Association | 7 | $924K | $132K | 10.00% | 0.00% |
| 8 | U.S. Bank, National Association | 7 | $1.4M | $195K | 9.23% | 0.00% |
| 9 | Readycap Lending, LLC | 6 | $6.0M | $996K | 9.54% | 0.00% |
| 10 | Live Oak Banking Company | 6 | $6.9M | $1.2M | 8.25% | 0.00% |
| 11 | TD Bank, National Association | 5 | $125K | $25K | 12.02% | 0.00% |
| 12 | Bank of America, National Association | 4 | $415K | $104K | 7.68% | 0.00% |
| 13 | Northeast Bank | 4 | $290K | $72K | 11.50% | 0.00% |
| 14 | Bangor Savings Bank | 3 | $187K | $62K | 7.71% | 0.00% |
| 15 | Bank Five Nine | 3 | $1.1M | $353K | 10.25% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 713120. Charge-off rates are calculated on the FY2020–FY2023 cohort only.