Best SBA 7(a) lenders for all other miscellaneous ambulatory health care services
The top SBA 7(a) lenders for all other miscellaneous ambulatory health care services (NAICS 621999) are The Huntington National Bank, Northeast Bank, U.S. Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 215 loans totaling $66.9M to businesses in this industry. Average loan size: $311K. Average rate: 9.00%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 6.84%.
Loans
215
Total $
$66.9M
Avg loan
$311K
Avg rate
9.00%
Avg term
119 mo
Industry chg-off rate
6.84%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 18 | $2.2M | $123K | 9.45% | 0.00% |
| 2 | Northeast Bank | 14 | $3.4M | $243K | 10.88% | — |
| 3 | U.S. Bank, National Association | 10 | $469K | $47K | 9.60% | 20.00% |
| 4 | Wells Fargo Bank National Association | 9 | $541K | $60K | 10.50% | 20.00% |
| 5 | Five Star Bank | 7 | $2.5M | $350K | 6.86% | 14.29% |
| 6 | Eastern Bank | 6 | $276K | $46K | 8.12% | 0.00% |
| 7 | Newtek Small Business Finance, Inc. | 5 | $1.7M | $334K | 6.95% | 0.00% |
| 8 | Old National Bank | 5 | $3.8M | $757K | 8.00% | 0.00% |
| 9 | Celtic Bank Corporation | 5 | $2.7M | $532K | 8.05% | 0.00% |
| 10 | TD Bank, National Association | 5 | $2.8M | $560K | 9.46% | 50.00% |
| 11 | Zions Bank, A Division of | 5 | $546K | $109K | 10.55% | — |
| 12 | Readycap Lending, LLC | 5 | $1.3M | $256K | 11.10% | 0.00% |
| 13 | BayFirst National Bank | 5 | $557K | $111K | 12.90% | — |
| 14 | Paradise Bank | 4 | $4.7M | $1.2M | 6.50% | 0.00% |
| 15 | KeyBank National Association | 4 | $494K | $123K | 8.51% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621999. Charge-off rates are calculated on the FY2020–FY2023 cohort only.