Best SBA 7(a) lenders for ambulance services
The top SBA 7(a) lenders for ambulance services (NAICS 621910) are Banco Popular de Puerto Rico, The Huntington National Bank, Northeast Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 165 loans totaling $82.3M to businesses in this industry. Average loan size: $499K. Average rate: 9.19%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
165
Total $
$82.3M
Avg loan
$499K
Avg rate
9.19%
Avg term
120 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 27 | $1.9M | $72K | 11.66% | 0.00% |
| 2 | The Huntington National Bank | 10 | $2.7M | $272K | 9.18% | 0.00% |
| 3 | Northeast Bank | 8 | $1.3M | $160K | 11.38% | — |
| 4 | BayFirst National Bank | 7 | $1.5M | $221K | 10.11% | 0.00% |
| 5 | First National Bank Texas | 6 | $235K | $39K | 7.03% | 0.00% |
| 6 | Manufacturers and Traders Trust Company | 6 | $742K | $124K | 8.08% | 0.00% |
| 7 | U.S. Bank, National Association | 6 | $6.3M | $1.0M | 7.49% | 0.00% |
| 8 | Dogwood State Bank | 4 | $1.6M | $398K | 9.31% | 0.00% |
| 9 | KeyBank National Association | 3 | $2.4M | $783K | 6.33% | 0.00% |
| 10 | Readycap Lending, LLC | 3 | $310K | $103K | 13.08% | — |
| 11 | Idaho Central CU | 3 | $4.1M | $1.4M | 10.00% | — |
| 12 | Newtek Small Business Finance, Inc. | 3 | $1.2M | $400K | 6.50% | 0.00% |
| 13 | TD Bank, National Association | 3 | $345K | $115K | 11.27% | 0.00% |
| 14 | Community National Bank | 3 | $403K | $134K | 8.33% | 0.00% |
| 15 | First Internet Bank of Indiana | 3 | $823K | $274K | 8.83% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621910. Charge-off rates are calculated on the FY2020–FY2023 cohort only.