Best SBA 7(a) lenders for offices of chiropractors
NAICS 621310 — Offices of Chiropractors.
2,994 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $800.8M.
Loans
2,994
Total $
$800.8M
Avg loan
$267K
Avg rate
8.42%
Avg term
134 mo
Industry chg-off rate
1.67%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 273 | $43.2M | $158K | 8.41% | 1.30% |
| 2 | United Midwest Savings Bank National Association | 219 | $76.9M | $351K | 8.51% | 4.76% |
| 3 | BayFirst National Bank | 95 | $27.6M | $290K | 10.16% | 0.00% |
| 4 | TD Bank, National Association | 89 | $10.2M | $115K | 9.68% | 5.26% |
| 5 | U.S. Bank, National Association | 82 | $26.0M | $317K | 7.82% | 2.13% |
| 6 | BankVista | 77 | $16.8M | $219K | 8.05% | 2.22% |
| 7 | Wells Fargo Bank National Association | 74 | $24.5M | $330K | 8.62% | 0.00% |
| 8 | Manufacturers and Traders Trust Company | 74 | $5.3M | $71K | 10.06% | 6.25% |
| 9 | Northeast Bank | 70 | $8.3M | $119K | 11.03% | 0.00% |
| 10 | Newtek Bank, National Association | 65 | $12.3M | $189K | 11.72% | 0.00% |
| 11 | Readycap Lending, LLC | 57 | $7.1M | $124K | 12.25% | 0.00% |
| 12 | Citizens Bank | 56 | $24.6M | $440K | 8.28% | 0.00% |
| 13 | SouthState Bank, National Association | 46 | $20.6M | $448K | 7.49% | 0.00% |
| 14 | Zions Bank, A Division of | 39 | $5.9M | $150K | 8.84% | 18.18% |
| 15 | Columbia Bank | 38 | $7.1M | $188K | 8.57% | 3.85% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 621310. Charge-off rates are calculated on the FY2020–FY2023 cohort only.