Best SBA 7(a) lenders for flight training
The top SBA 7(a) lenders for flight training (NAICS 611512) are U.S. Bank, National Association, Wells Fargo Bank National Association, Northeast Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 99 loans totaling $45.5M to businesses in this industry. Average loan size: $460K. Average rate: 8.68%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.79%.
Loans
99
Total $
$45.5M
Avg loan
$460K
Avg rate
8.68%
Avg term
115 mo
Industry chg-off rate
1.79%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 12 | $4.4M | $363K | 7.77% | 0.00% |
| 2 | Wells Fargo Bank National Association | 9 | $135K | $15K | 10.25% | 0.00% |
| 3 | Northeast Bank | 5 | $774K | $155K | 10.70% | — |
| 4 | Idaho Central CU | 4 | $1.3M | $319K | 9.31% | 0.00% |
| 5 | Commercial Bank of Texas N.A. | 4 | $4.2M | $1.1M | 7.00% | 0.00% |
| 6 | MISSINGMAINBANKID | 4 | $1.5M | $384K | 7.19% | 0.00% |
| 7 | Newtek Bank, National Association | 4 | $900K | $225K | 10.88% | — |
| 8 | Five Star Bank | 3 | $1.1M | $350K | 6.00% | 33.33% |
| 9 | Readycap Lending, LLC | 3 | $261K | $87K | 10.50% | 0.00% |
| 10 | Celtic Bank Corporation | 3 | $400K | $133K | 10.58% | 0.00% |
| 11 | Zions Bank, A Division of | 3 | $436K | $145K | 10.33% | — |
| 12 | SouthState Bank, National Association | 3 | $3.5M | $1.2M | 7.42% | 0.00% |
| 13 | Byline Bank | 2 | $2.2M | $1.1M | 7.38% | 0.00% |
| 14 | BayFirst National Bank | 2 | $922K | $461K | 10.88% | 0.00% |
| 15 | Colony Bank | 2 | $500K | $250K | 11.25% | — |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 611512. Charge-off rates are calculated on the FY2020–FY2023 cohort only.