Best SBA 7(a) lenders for all other miscellaneous waste management services
The top SBA 7(a) lenders for all other miscellaneous waste management services (NAICS 562998) are The Huntington National Bank, U.S. Bank, National Association, Wells Fargo Bank National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 288 loans totaling $133.7M to businesses in this industry. Average loan size: $464K. Average rate: 7.97%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.55%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 27 | $3.9M | $144K | 8.62% | 0.00% |
| 2 | U.S. Bank, National Association | 11 | $8.2M | $745K | 7.21% | 0.00% |
| 3 | Wells Fargo Bank National Association | 11 | $2.8M | $255K | 9.31% | 0.00% |
| 4 | Manufacturers and Traders Trust Company | 9 | $2.0M | $227K | 8.31% | 0.00% |
| 5 | Northeast Bank | 8 | $765K | $96K | 10.69% | 0.00% |
| 6 | Stearns Bank National Association | 6 | $1.7M | $291K | 7.92% | 0.00% |
| 7 | Readycap Lending, LLC | 6 | $1.8M | $303K | 10.79% | 0.00% |
| 8 | Celtic Bank Corporation | 6 | $3.2M | $526K | 7.75% | 0.00% |
| 9 | Bank of America, National Association | 6 | $1.6M | $268K | 8.19% | 0.00% |
| 10 | Falcon National Bank | 6 | $1.4M | $231K | 6.38% | 0.00% |
| 11 | BayFirst National Bank | 5 | $772K | $154K | 11.15% | 0.00% |
| 12 | JPMorgan Chase Bank, National Association | 5 | $1.3M | $263K | 10.18% | 0.00% |
| 13 | Ameris Bank | 5 | $2.7M | $539K | 4.95% | 0.00% |
| 14 | Newtek Small Business Finance, Inc. | 5 | $1.4M | $273K | 6.95% | 0.00% |
| 15 | Newtek Bank, National Association | 4 | $2.9M | $725K | 11.25% | — |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 562998. Charge-off rates are calculated on the FY2020–FY2023 cohort only.