Best SBA 7(a) lenders for other waste collection
The top SBA 7(a) lenders for other waste collection (NAICS 562119) are The Huntington National Bank, United Midwest Savings Bank National Association, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 489 loans totaling $155.5M to businesses in this industry. Average loan size: $318K. Average rate: 8.45%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 4.33%.
Loans
489
Total $
$155.5M
Avg loan
$318K
Avg rate
8.45%
Avg term
118 mo
Industry chg-off rate
4.33%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 59 | $15.0M | $254K | 8.60% | 0.00% |
| 2 | United Midwest Savings Bank National Association | 56 | $8.3M | $148K | 6.92% | 8.93% |
| 3 | TD Bank, National Association | 25 | $1.8M | $72K | 11.06% | 5.56% |
| 4 | U.S. Bank, National Association | 24 | $4.9M | $204K | 8.13% | 30.00% |
| 5 | Celtic Bank Corporation | 22 | $18.1M | $823K | 7.06% | 0.00% |
| 6 | Wells Fargo Bank National Association | 20 | $3.2M | $161K | 11.47% | 15.38% |
| 7 | Cadence Bank | 11 | $9.8M | $890K | 8.82% | 0.00% |
| 8 | KeyBank National Association | 11 | $1.6M | $150K | 8.85% | 0.00% |
| 9 | Northeast Bank | 10 | $697K | $70K | 10.75% | — |
| 10 | Zions Bank, A Division of | 10 | $1.2M | $117K | 10.05% | 0.00% |
| 11 | Newtek Bank, National Association | 9 | $3.4M | $378K | 11.19% | 0.00% |
| 12 | Manufacturers and Traders Trust Company | 8 | $385K | $48K | 10.94% | 28.57% |
| 13 | BayFirst National Bank | 7 | $3.6M | $509K | 11.00% | 0.00% |
| 14 | Brookline Bank, a Division of Beacon Bank and Trust | 7 | $4.0M | $578K | 6.89% | 0.00% |
| 15 | Readycap Lending, LLC | 6 | $1.9M | $324K | 12.96% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 562119. Charge-off rates are calculated on the FY2020–FY2023 cohort only.