Best SBA 7(a) lenders for tour operators
The top SBA 7(a) lenders for tour operators (NAICS 561520) are Central Pacific Bank, The Huntington National Bank, Newtek Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 124 loans totaling $37.2M to businesses in this industry. Average loan size: $300K. Average rate: 8.96%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.45%.
Loans
124
Total $
$37.2M
Avg loan
$300K
Avg rate
8.96%
Avg term
106 mo
Industry chg-off rate
1.45%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Central Pacific Bank | 11 | $605K | $55K | 8.86% | 0.00% |
| 2 | The Huntington National Bank | 11 | $1.1M | $96K | 7.71% | 0.00% |
| 3 | Newtek Bank, National Association | 7 | $3.2M | $451K | 11.36% | — |
| 4 | Banco Popular de Puerto Rico | 6 | $1.3M | $221K | 10.67% | 0.00% |
| 5 | Northeast Bank | 5 | $1.2M | $244K | 10.65% | 0.00% |
| 6 | TD Bank, National Association | 5 | $415K | $83K | 10.45% | 0.00% |
| 7 | U.S. Bank, National Association | 5 | $430K | $86K | 7.19% | 0.00% |
| 8 | Wells Fargo Bank National Association | 4 | $80K | $20K | 11.13% | 0.00% |
| 9 | Highmark FCU | 4 | $184K | $46K | 4.83% | 0.00% |
| 10 | Live Oak Banking Company | 3 | $3.5M | $1.2M | 9.83% | 0.00% |
| 11 | Celtic Bank Corporation | 3 | $340K | $113K | 11.17% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 3 | $691K | $230K | 8.75% | 0.00% |
| 13 | Newburyport Five Cents Savings Bank | 3 | $250K | $83K | 6.50% | 0.00% |
| 14 | Northrim Bank | 3 | $1.0M | $333K | 7.92% | 0.00% |
| 15 | Readycap Lending, LLC | 2 | $89K | $45K | 14.75% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561520. Charge-off rates are calculated on the FY2020–FY2023 cohort only.