Best SBA 7(a) lenders for other business service centers (including copy shops)
The top SBA 7(a) lenders for other business service centers (including copy shops) (NAICS 561439) are The Huntington National Bank, Newtek Bank, National Association, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 184 loans totaling $65.6M to businesses in this industry. Average loan size: $357K. Average rate: 8.62%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.91%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 25 | $4.3M | $174K | 9.17% | 10.00% |
| 2 | Newtek Bank, National Association | 11 | $3.7M | $337K | 11.23% | 0.00% |
| 3 | TD Bank, National Association | 10 | $3.1M | $309K | 9.98% | 25.00% |
| 4 | KeyBank National Association | 7 | $1.9M | $265K | 6.96% | 0.00% |
| 5 | U.S. Bank, National Association | 5 | $2.1M | $411K | 7.01% | 0.00% |
| 6 | Wells Fargo Bank National Association | 5 | $2.8M | $558K | 8.12% | 0.00% |
| 7 | Readycap Lending, LLC | 4 | $1.1M | $272K | 9.75% | 0.00% |
| 8 | Pinnacle Bank | 4 | $1.5M | $364K | 6.06% | 0.00% |
| 9 | Cadence Bank | 3 | $1.7M | $557K | 9.75% | 0.00% |
| 10 | BayFirst National Bank | 3 | $367K | $122K | 13.25% | 0.00% |
| 11 | Peoples Bank of Alabama | 3 | $652K | $217K | 7.33% | 0.00% |
| 12 | Newtek Small Business Finance, Inc. | 3 | $3.4M | $1.1M | 6.50% | 0.00% |
| 13 | Manufacturers and Traders Trust Company | 3 | $400K | $133K | 11.33% | — |
| 14 | OakStar Bank | 3 | $1.8M | $587K | 6.58% | 0.00% |
| 15 | Community Resource Bank | 3 | $323K | $108K | 8.50% | — |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 561439. Charge-off rates are calculated on the FY2020–FY2023 cohort only.