Best SBA 7(a) lenders for veterinary services
NAICS 541940 — Veterinary Services.
1,636 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $1.98B.
Loans
1,636
Total $
$1.98B
Avg loan
$1.2M
Avg rate
7.10%
Avg term
202 mo
Industry chg-off rate
0.30%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 384 | $856.5M | $2.2M | 7.01% | 0.00% |
| 2 | The Huntington National Bank | 116 | $71.8M | $619K | 7.34% | 2.78% |
| 3 | Wells Fargo Bank National Association | 63 | $81.2M | $1.3M | 6.11% | 0.00% |
| 4 | Fifth Third Bank | 50 | $100.4M | $2.0M | 7.73% | — |
| 5 | United Community Bank | 50 | $73.4M | $1.5M | 7.07% | 0.00% |
| 6 | Bank of America, National Association | 47 | $37.7M | $802K | 5.36% | 0.00% |
| 7 | First Financial Bank | 37 | $30.6M | $827K | 5.93% | 0.00% |
| 8 | Banc of California | 34 | $65.6M | $1.9M | 5.45% | 0.00% |
| 9 | PNC Bank, National Association | 34 | $67.3M | $2.0M | 4.37% | 0.00% |
| 10 | TD Bank, National Association | 31 | $11.5M | $370K | 8.79% | 0.00% |
| 11 | Firstrust Savings Bank | 28 | $57.6M | $2.1M | 5.98% | 0.00% |
| 12 | BayFirst National Bank | 28 | $14.4M | $516K | 9.51% | 0.00% |
| 13 | U.S. Bank, National Association | 26 | $16.1M | $619K | 6.96% | 0.00% |
| 14 | Manufacturers and Traders Trust Company | 24 | $6.4M | $266K | 10.01% | 0.00% |
| 15 | Northeast Bank | 21 | $3.3M | $158K | 10.87% | — |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 541940. Charge-off rates are calculated on the FY2020–FY2023 cohort only.