Best SBA 7(a) lenders for truck, utility trailer, and rv (recreational vehicle) rental and leasi
The top SBA 7(a) lenders for truck, utility trailer, and rv (recreational vehicle) rental and leasi (NAICS 532120) are Wells Fargo Bank National Association, U.S. Bank, National Association, Zions Bank, A Division of, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 170 loans totaling $51.6M to businesses in this industry. Average loan size: $304K. Average rate: 8.74%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 3.81%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 24 | $881K | $37K | 11.06% | 0.00% |
| 2 | U.S. Bank, National Association | 13 | $4.3M | $334K | 7.64% | 11.11% |
| 3 | Zions Bank, A Division of | 13 | $1.7M | $129K | 8.13% | 0.00% |
| 4 | The Huntington National Bank | 10 | $1.2M | $118K | 8.75% | 0.00% |
| 5 | Mountain America FCU | 8 | $967K | $121K | 8.03% | 0.00% |
| 6 | Celtic Bank Corporation | 6 | $1.4M | $226K | 10.58% | 0.00% |
| 7 | TD Bank, National Association | 5 | $104K | $21K | 11.40% | — |
| 8 | Newtek Small Business Finance, Inc. | 4 | $926K | $232K | 6.44% | 0.00% |
| 9 | Newtek Bank, National Association | 3 | $305K | $102K | 11.42% | 0.00% |
| 10 | JPMorgan Chase Bank, National Association | 3 | $240K | $80K | 12.90% | 0.00% |
| 11 | Columbia Bank | 3 | $936K | $312K | 8.00% | 0.00% |
| 12 | St. Louis Bank | 3 | $5.5M | $1.8M | 8.08% | 0.00% |
| 13 | Manufacturers and Traders Trust Company | 3 | $297K | $99K | 8.92% | 0.00% |
| 14 | Sound Credit Union | 3 | $67K | $22K | 10.92% | — |
| 15 | IncredibleBank | 3 | $5.5M | $1.8M | 6.00% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 532120. Charge-off rates are calculated on the FY2020–FY2023 cohort only.