Best SBA 7(a) lenders for scenic and sightseeing transportation, water
The top SBA 7(a) lenders for scenic and sightseeing transportation, water (NAICS 487210) are TD Bank, National Association, Manufacturers and Traders Trust Company, Community Bank of Mississippi, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 163 loans totaling $53.6M to businesses in this industry. Average loan size: $329K. Average rate: 9.21%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.22%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 18 | $1.1M | $61K | 11.19% | 14.29% |
| 2 | Manufacturers and Traders Trust Company | 10 | $1.5M | $148K | 9.57% | 0.00% |
| 3 | Community Bank of Mississippi | 7 | $1.7M | $239K | 6.89% | 0.00% |
| 4 | The Huntington National Bank | 7 | $537K | $77K | 7.82% | 0.00% |
| 5 | Newtek Small Business Finance, Inc. | 6 | $1.5M | $252K | 6.58% | 0.00% |
| 6 | Bank of America, National Association | 5 | $1.8M | $355K | 8.18% | 0.00% |
| 7 | Newtek Bank, National Association | 5 | $2.2M | $435K | 11.60% | — |
| 8 | KeyBank National Association | 5 | $1.5M | $293K | 10.13% | 0.00% |
| 9 | Banco Popular de Puerto Rico | 5 | $1.9M | $379K | 8.65% | 0.00% |
| 10 | CDC Small Business Finance Corp. | 5 | $515K | $103K | 11.25% | 0.00% |
| 11 | Wells Fargo Bank National Association | 4 | $65K | $16K | 10.94% | 0.00% |
| 12 | Alaska Growth Capital BIDCO, Inc. | 3 | $2.7M | $888K | 7.08% | 0.00% |
| 13 | Community Investment Corporation | 3 | $418K | $139K | 8.75% | 0.00% |
| 14 | JPMorgan Chase Bank, National Association | 3 | $657K | $219K | 7.73% | 0.00% |
| 15 | First Internet Bank of Indiana | 3 | $3.5M | $1.2M | 10.33% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 487210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.