Best SBA 7(a) lenders for specialized freight (except used goods) trucking, local
NAICS 484220 — Specialized Freight (except Used Goods) Trucking, Local.
1,232 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $318.0M.
Loans
1,232
Total $
$318.0M
Avg loan
$258K
Avg rate
8.50%
Avg term
104 mo
Industry chg-off rate
3.75%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 222 | $22.1M | $100K | 8.02% | 2.90% |
| 2 | Wells Fargo Bank National Association | 85 | $10.1M | $119K | 10.73% | 10.00% |
| 3 | TD Bank, National Association | 77 | $4.5M | $58K | 10.65% | 9.68% |
| 4 | Manufacturers and Traders Trust Company | 54 | $3.4M | $62K | 10.35% | 11.11% |
| 5 | Granite Bank | 48 | $6.2M | $130K | 7.64% | 0.00% |
| 6 | U.S. Bank, National Association | 35 | $5.6M | $161K | 6.05% | 0.00% |
| 7 | Northeast Bank | 35 | $4.7M | $135K | 10.61% | — |
| 8 | Columbia Bank | 27 | $4.7M | $174K | 10.72% | 0.00% |
| 9 | JPMorgan Chase Bank, National Association | 24 | $3.1M | $129K | 11.57% | 11.11% |
| 10 | KeyBank National Association | 21 | $3.4M | $161K | 10.10% | 0.00% |
| 11 | Lendistry SBLC, LLC | 19 | $3.0M | $158K | 12.13% | 0.00% |
| 12 | Arvest Bank | 18 | $952K | $53K | 6.54% | 5.88% |
| 13 | Zions Bank, A Division of | 15 | $1.3M | $83K | 9.50% | 0.00% |
| 14 | Cadence Bank | 14 | $9.8M | $696K | 8.30% | 0.00% |
| 15 | 1st Source Bank | 11 | $827K | $75K | 6.89% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 484220. Charge-off rates are calculated on the FY2020–FY2023 cohort only.