Best SBA 7(a) lenders for office supplies and stationery
The top SBA 7(a) lenders for office supplies and stationery (NAICS 453210) are Manufacturers and Traders Trust Company, TD Bank, National Association, Banco Popular de Puerto Rico, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 71 loans totaling $25.3M to businesses in this industry. Average loan size: $357K. Average rate: 6.56%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 5.71%.
Loans
71
Total $
$25.3M
Avg loan
$357K
Avg rate
6.56%
Avg term
111 mo
Industry chg-off rate
5.71%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 8 | $790K | $99K | 7.41% | 12.50% |
| 2 | TD Bank, National Association | 7 | $1.1M | $151K | 8.09% | 16.67% |
| 3 | Banco Popular de Puerto Rico | 5 | $2.0M | $405K | 6.90% | 0.00% |
| 4 | BayFirst National Bank | 3 | $1.9M | $629K | 8.42% | 0.00% |
| 5 | The Huntington National Bank | 3 | $105K | $35K | 5.92% | 0.00% |
| 6 | ChoiceOne Bank | 2 | $2.1M | $1.1M | 5.00% | 0.00% |
| 7 | Cadence Bank | 2 | $500K | $250K | 6.00% | 0.00% |
| 8 | 21st Century Bank | 2 | $618K | $309K | 5.38% | 0.00% |
| 9 | Wells Fargo Bank National Association | 2 | $30K | $15K | 10.13% | 0.00% |
| 10 | Regent Bank | 2 | $598K | $299K | 5.75% | 0.00% |
| 11 | Merchants Bank of Indiana | 2 | $715K | $358K | 5.38% | 0.00% |
| 12 | German American Bank | 2 | $176K | $88K | 7.50% | 0.00% |
| 13 | Pinnacle Bank | 2 | $285K | $143K | 7.25% | 0.00% |
| 14 | Northwest Bank | 2 | $309K | $155K | 5.00% | 0.00% |
| 15 | U.S. Bank, National Association | 2 | $60K | $30K | 6.87% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 453210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.