Best SBA 7(a) lenders for sporting goods stores
The top SBA 7(a) lenders for sporting goods stores (NAICS 451110) are U.S. Bank, National Association, The Huntington National Bank, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 513 loans totaling $231.6M to businesses in this industry. Average loan size: $452K. Average rate: 6.12%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 1.78%.
Loans
513
Total $
$231.6M
Avg loan
$452K
Avg rate
6.12%
Avg term
132 mo
Industry chg-off rate
1.78%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 43 | $8.4M | $196K | 6.41% | 2.33% |
| 2 | The Huntington National Bank | 37 | $7.1M | $193K | 5.77% | 2.78% |
| 3 | TD Bank, National Association | 23 | $4.4M | $190K | 8.68% | 10.00% |
| 4 | Wells Fargo Bank National Association | 22 | $11.1M | $505K | 7.65% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 17 | $2.8M | $163K | 8.01% | 11.76% |
| 6 | Cadence Bank | 17 | $5.4M | $319K | 6.74% | 0.00% |
| 7 | BayFirst National Bank | 14 | $3.7M | $261K | 8.77% | 0.00% |
| 8 | Newtek Small Business Finance, Inc. | 10 | $6.6M | $656K | 7.03% | 0.00% |
| 9 | Columbia Bank | 7 | $3.3M | $466K | 6.11% | 0.00% |
| 10 | Nicolet National Bank | 7 | $914K | $131K | 4.93% | 0.00% |
| 11 | JPMorgan Chase Bank, National Association | 7 | $1.6M | $228K | 5.97% | 0.00% |
| 12 | Banco Popular de Puerto Rico | 7 | $850K | $121K | 6.71% | 0.00% |
| 13 | BMO Bank National Association | 7 | $9.9M | $1.4M | 4.62% | 0.00% |
| 14 | Zions Bank, A Division of | 7 | $8.2M | $1.2M | 3.79% | 0.00% |
| 15 | Celtic Bank Corporation | 6 | $9.1M | $1.5M | 6.42% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 451110. Charge-off rates are calculated on the FY2020–FY2023 cohort only.