Best SBA 7(a) lenders for children's and infants' clothing stores
NAICS 448130 — Children's and Infants' Clothing Stores.
71 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $11.9M.
Loans
71
Total $
$11.9M
Avg loan
$168K
Avg rate
7.37%
Avg term
108 mo
Industry chg-off rate
4.48%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 10 | $590K | $59K | 9.17% | 11.11% |
| 2 | The Huntington National Bank | 7 | $234K | $33K | 5.93% | 0.00% |
| 3 | Enterprise Bank | 4 | $1.4M | $361K | 6.88% | 0.00% |
| 4 | Cadence Bank | 4 | $965K | $241K | 6.50% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 4 | $295K | $74K | 7.31% | 25.00% |
| 6 | BayFirst National Bank | 3 | $436K | $145K | 12.17% | 33.33% |
| 7 | Citizens Bank | 3 | $775K | $258K | 6.00% | 0.00% |
| 8 | Pinnacle Bank | 2 | $508K | $254K | 5.75% | 0.00% |
| 9 | The American National Bank of Texas | 2 | $337K | $169K | 9.62% | 0.00% |
| 10 | Readycap Lending, LLC | 2 | $75K | $38K | 12.25% | 0.00% |
| 11 | Community Bank Mankato | 2 | $56K | $28K | 5.30% | 0.00% |
| 12 | U.S. Bank, National Association | 2 | $30K | $15K | 7.87% | 0.00% |
| 13 | America First FCU | 1 | $74K | $74K | 7.50% | 0.00% |
| 14 | Bank Five Nine | 1 | $490K | $490K | 6.00% | 0.00% |
| 15 | Brookline Bank, a Division of Beacon Bank and Trust | 1 | $1.0M | $1.0M | 6.30% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448130. Charge-off rates are calculated on the FY2020–FY2023 cohort only.