Best SBA 7(a) lenders for children's and infants' clothing stores
The top SBA 7(a) lenders for children's and infants' clothing stores (NAICS 448130) are TD Bank, National Association, The Huntington National Bank, Enterprise Bank, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 71 loans totaling $11.9M to businesses in this industry. Average loan size: $168K. Average rate: 7.37%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 4.48%.
Loans
71
Total $
$11.9M
Avg loan
$168K
Avg rate
7.37%
Avg term
108 mo
Industry chg-off rate
4.48%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 10 | $590K | $59K | 9.17% | 11.11% |
| 2 | The Huntington National Bank | 7 | $234K | $33K | 5.93% | 0.00% |
| 3 | Enterprise Bank | 4 | $1.4M | $361K | 6.88% | 0.00% |
| 4 | Cadence Bank | 4 | $965K | $241K | 6.50% | 0.00% |
| 5 | Manufacturers and Traders Trust Company | 4 | $295K | $74K | 7.31% | 25.00% |
| 6 | BayFirst National Bank | 3 | $436K | $145K | 12.17% | 33.33% |
| 7 | Citizens Bank | 3 | $775K | $258K | 6.00% | 0.00% |
| 8 | Pinnacle Bank | 2 | $508K | $254K | 5.75% | 0.00% |
| 9 | The American National Bank of Texas | 2 | $337K | $169K | 9.62% | 0.00% |
| 10 | Readycap Lending, LLC | 2 | $75K | $38K | 12.25% | 0.00% |
| 11 | Community Bank Mankato | 2 | $56K | $28K | 5.30% | 0.00% |
| 12 | U.S. Bank, National Association | 2 | $30K | $15K | 7.87% | 0.00% |
| 13 | America First FCU | 1 | $74K | $74K | 7.50% | 0.00% |
| 14 | Bank Five Nine | 1 | $490K | $490K | 6.00% | 0.00% |
| 15 | Brookline Bank, a Division of Beacon Bank and Trust | 1 | $1.0M | $1.0M | 6.30% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 448130. Charge-off rates are calculated on the FY2020–FY2023 cohort only.