Best SBA 7(a) lenders for food (health) supplement stores
The top SBA 7(a) lenders for food (health) supplement stores (NAICS 446191) are U.S. Bank, National Association, Wells Fargo Bank National Association, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 139 loans totaling $44.6M to businesses in this industry. Average loan size: $321K. Average rate: 6.66%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 7.35%.
Loans
139
Total $
$44.6M
Avg loan
$321K
Avg rate
6.66%
Avg term
111 mo
Industry chg-off rate
7.35%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 15 | $2.1M | $140K | 7.69% | 20.00% |
| 2 | Wells Fargo Bank National Association | 7 | $90K | $13K | 10.32% | 0.00% |
| 3 | TD Bank, National Association | 6 | $227K | $38K | 10.06% | 40.00% |
| 4 | The Huntington National Bank | 6 | $235K | $39K | 5.67% | 0.00% |
| 5 | BayFirst National Bank | 5 | $654K | $131K | 9.30% | 40.00% |
| 6 | KeyBank National Association | 5 | $391K | $78K | 6.01% | 0.00% |
| 7 | b1BANK | 4 | $1.7M | $425K | 4.18% | 0.00% |
| 8 | JPMorgan Chase Bank, National Association | 4 | $540K | $135K | 7.75% | 25.00% |
| 9 | PNC Bank, National Association | 3 | $475K | $158K | 6.86% | 0.00% |
| 10 | Five Star Bank | 3 | $1.8M | $583K | 6.00% | 0.00% |
| 11 | Regions Bank | 3 | $3.3M | $1.1M | 3.75% | 0.00% |
| 12 | GBC International Bank | 3 | $1.9M | $617K | 5.25% | 0.00% |
| 13 | BMO Bank National Association | 3 | $1.6M | $538K | 5.67% | 0.00% |
| 14 | Arvest Bank | 3 | $1.5M | $505K | 4.90% | 0.00% |
| 15 | Cadence Bank | 3 | $513K | $171K | 5.92% | 33.33% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 446191. Charge-off rates are calculated on the FY2020–FY2023 cohort only.