Best SBA 7(a) lenders for household appliance stores
The top SBA 7(a) lenders for household appliance stores (NAICS 443141) are The Huntington National Bank, Newtek Small Business Finance, Inc., Manufacturers and Traders Trust Company, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 75 loans totaling $55.6M to businesses in this industry. Average loan size: $742K. Average rate: 6.06%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 0.00%.
Loans
75
Total $
$55.6M
Avg loan
$742K
Avg rate
6.06%
Avg term
153 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 5 | $569K | $114K | 5.65% | 0.00% |
| 2 | Newtek Small Business Finance, Inc. | 4 | $7.0M | $1.8M | 6.75% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 3 | $260K | $87K | 8.41% | 0.00% |
| 4 | Wells Fargo Bank National Association | 3 | $920K | $307K | 7.23% | 0.00% |
| 5 | Cadence Bank | 3 | $900K | $300K | 7.50% | 0.00% |
| 6 | BankFirst Financial Services | 3 | $1.2M | $395K | 5.08% | 0.00% |
| 7 | Arizona Financial Credit Union | 2 | $428K | $214K | 6.75% | 0.00% |
| 8 | American Momentum Bank | 2 | $1.4M | $675K | 5.63% | 0.00% |
| 9 | BayFirst National Bank | 2 | $300K | $150K | 10.63% | 0.00% |
| 10 | Citizens Bank, National Association | 2 | $812K | $406K | 6.88% | 0.00% |
| 11 | Norway Savings Bank | 2 | $702K | $351K | 4.88% | 0.00% |
| 12 | Five Star Bank | 2 | $700K | $350K | 6.00% | 0.00% |
| 13 | The Bank of Tescott | 2 | $50K | $25K | 4.67% | 0.00% |
| 14 | TD Bank, National Association | 2 | $150K | $75K | 7.90% | 0.00% |
| 15 | Customers Bank | 2 | $1.3M | $630K | 5.75% | 0.00% |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 443141. Charge-off rates are calculated on the FY2020–FY2023 cohort only.