Best SBA 7(a) lenders for household appliance stores
NAICS 443141 — Household Appliance Stores.
75 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $55.6M.
Loans
75
Total $
$55.6M
Avg loan
$742K
Avg rate
6.06%
Avg term
153 mo
Industry chg-off rate
0.00%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 5 | $569K | $114K | 5.65% | 0.00% |
| 2 | Newtek Small Business Finance, Inc. | 4 | $7.0M | $1.8M | 6.75% | 0.00% |
| 3 | Manufacturers and Traders Trust Company | 3 | $260K | $87K | 8.41% | 0.00% |
| 4 | Wells Fargo Bank National Association | 3 | $920K | $307K | 7.23% | 0.00% |
| 5 | Cadence Bank | 3 | $900K | $300K | 7.50% | 0.00% |
| 6 | BankFirst Financial Services | 3 | $1.2M | $395K | 5.08% | 0.00% |
| 7 | Arizona Financial Credit Union | 2 | $428K | $214K | 6.75% | 0.00% |
| 8 | American Momentum Bank | 2 | $1.4M | $675K | 5.63% | 0.00% |
| 9 | BayFirst National Bank | 2 | $300K | $150K | 10.63% | 0.00% |
| 10 | Citizens Bank, National Association | 2 | $812K | $406K | 6.88% | 0.00% |
| 11 | Norway Savings Bank | 2 | $702K | $351K | 4.88% | 0.00% |
| 12 | Five Star Bank | 2 | $700K | $350K | 6.00% | 0.00% |
| 13 | The Bank of Tescott | 2 | $50K | $25K | 4.67% | 0.00% |
| 14 | TD Bank, National Association | 2 | $150K | $75K | 7.90% | 0.00% |
| 15 | Customers Bank | 2 | $1.3M | $630K | 5.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 443141. Charge-off rates are calculated on the FY2020–FY2023 cohort only.