Arizona Financial Credit Union
Headquartered in PHOENIX, AZ. Analysis based on 141 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $90.3M.
Total 7(a) loans
141
Total approved
$90.3M
Average loan
$641K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
34.15%
Average rate
6.76%
Average term
185 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 623312 | Homes for the Elderly | 13 |
| 238990 | All Other Specialty Trade Contractors | 8 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 5 |
| 722511 | Full-Service Restaurants | 5 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 4 |
| 624410 | Child Day Care Services | 4 |
| 424820 | Wine and Distilled Alcoholic Beverage Merchant Wholesalers | 4 |
| 713940 | Fitness and Recreational Sports Centers | 3 |
| 561790 | Other Services to Buildings and Dwellings | 3 |
| 541211 | Offices of Certified Public Accountants | 3 |
Top 10 states
| State | Loans |
|---|---|
| AZ | 133 |
| NV | 5 |
| CO | 2 |
| CA | 1 |
Top franchise brands financed
10 franchise loans across 10 distinct brands.
| Franchise | Loans |
|---|---|
| Jackson Food Stores, Inc. (Exx | 1 |
| Sharkey's Cuts for Kids | 1 |
| Motel 6 | 1 |
| The Buffalo Spot | 1 |
| Bahama Buck's Original Shaved | 1 |
| PacWest Energy (Shell) Retail | 1 |
| Mighty Dog Roofing | 1 |
| SYNERGY HomeCare | 1 |
| Woof Gang Bakery and Grooming | 1 |
| The Flame Broiler The Rice Bow | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.