Best SBA 7(a) lenders for window treatment stores
The top SBA 7(a) lenders for window treatment stores (NAICS 442291) are United Midwest Savings Bank National Association, First Bank, TD Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 140 loans totaling $42.2M to businesses in this industry. Average loan size: $302K. Average rate: 6.48%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 2.22%.
Loans
140
Total $
$42.2M
Avg loan
$302K
Avg rate
6.48%
Avg term
121 mo
Industry chg-off rate
2.22%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 51 | $7.4M | $146K | 6.39% | 3.92% |
| 2 | First Bank | 9 | $3.5M | $392K | 5.94% | 0.00% |
| 3 | TD Bank, National Association | 6 | $768K | $128K | 9.70% | 33.33% |
| 4 | The Huntington National Bank | 6 | $658K | $110K | 7.54% | 0.00% |
| 5 | U.S. Bank, National Association | 6 | $128K | $21K | 7.29% | 0.00% |
| 6 | Cadence Bank | 4 | $2.2M | $561K | 6.56% | 0.00% |
| 7 | BayFirst National Bank | 4 | $600K | $150K | 10.38% | 0.00% |
| 8 | Live Oak Banking Company | 4 | $2.1M | $520K | 5.75% | 0.00% |
| 9 | JPMorgan Chase Bank, National Association | 3 | $800K | $267K | 8.20% | 0.00% |
| 10 | First Bank of the Lake | 3 | $1.9M | $646K | 9.00% | 0.00% |
| 11 | Associated Bank, National Association | 3 | $404K | $135K | 4.87% | 0.00% |
| 12 | Wells Fargo Bank National Association | 3 | $1.7M | $567K | 5.02% | 0.00% |
| 13 | Customers Bank | 2 | $1.2M | $593K | 5.75% | 0.00% |
| 14 | Mascoma Bank | 2 | $500K | $250K | 5.00% | 0.00% |
| 15 | UMB Bank, National Association | 2 | $733K | $367K | 5.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 442291. Charge-off rates are calculated on the FY2020–FY2023 cohort only.