Best SBA 7(a) lenders for dairy product (except dried or canned) merchant wholesalers
The top SBA 7(a) lenders for dairy product (except dried or canned) merchant wholesalers (NAICS 424430) are TD Bank, National Association, Zions Bank, A Division of, JPMorgan Chase Bank, National Association, ranked by loan volume. Between FY2020 and Q1 FY2026 (2025-12-31), the SBA 7(a) program approved 61 loans totaling $29.8M to businesses in this industry. Average loan size: $488K. Average rate: 8.88%. Industry-wide charge-off rate (FY2020–FY2023 cohort): 3.33%.
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 9 | $539K | $60K | 11.04% | 0.00% |
| 2 | Zions Bank, A Division of | 7 | $2.8M | $396K | 7.64% | 0.00% |
| 3 | JPMorgan Chase Bank, National Association | 5 | $1.1M | $228K | 7.56% | 0.00% |
| 4 | Northeast Bank | 4 | $759K | $190K | 11.44% | — |
| 5 | Bank of America, National Association | 3 | $343K | $114K | 7.77% | 0.00% |
| 6 | The Huntington National Bank | 3 | $539K | $180K | 7.08% | 0.00% |
| 7 | Wells Fargo Bank National Association | 2 | $40K | $20K | 11.13% | 100.00% |
| 8 | Newtek Bank, National Association | 2 | $4.7M | $2.3M | 10.88% | 0.00% |
| 9 | State Bank of Southern Utah | 2 | $500K | $250K | 9.25% | — |
| 10 | U.S. Bank, National Association | 2 | $72K | $36K | 7.12% | 0.00% |
| 11 | Lendistry SBLC, LLC | 2 | $180K | $90K | 13.00% | — |
| 12 | Citizens Bank, National Association | 2 | $1.6M | $780K | 4.38% | 0.00% |
| 13 | First Savings Bank | 2 | $1.4M | $703K | 10.25% | — |
| 14 | Hiawatha National Bank | 1 | $500K | $500K | 9.00% | 0.00% |
| 15 | Celtic Bank Corporation | 1 | $50K | $50K | 10.75% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 424430. Charge-off rates are calculated on the FY2020–FY2023 cohort only.