Best SBA 7(a) lenders for toy and hobby goods and supplies merchant wholesalers
NAICS 423920 — Toy and Hobby Goods and Supplies Merchant Wholesalers.
295 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $130.7M.
Loans
295
Total $
$130.7M
Avg loan
$443K
Avg rate
9.25%
Avg term
124 mo
Industry chg-off rate
2.60%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 27 | $14.7M | $544K | 11.22% | 0.00% |
| 2 | The Huntington National Bank | 21 | $3.9M | $187K | 8.73% | 0.00% |
| 3 | TD Bank, National Association | 18 | $2.1M | $117K | 10.34% | 0.00% |
| 4 | Wells Fargo Bank National Association | 17 | $3.3M | $194K | 10.94% | 0.00% |
| 5 | BayFirst National Bank | 16 | $2.5M | $157K | 12.06% | 14.29% |
| 6 | Manufacturers and Traders Trust Company | 15 | $2.7M | $182K | 9.08% | 0.00% |
| 7 | JPMorgan Chase Bank, National Association | 13 | $6.7M | $518K | 9.79% | 0.00% |
| 8 | U.S. Bank, National Association | 12 | $1.4M | $119K | 8.42% | 0.00% |
| 9 | Celtic Bank Corporation | 11 | $1.4M | $129K | 9.59% | 0.00% |
| 10 | First American Bank | 5 | $3.9M | $780K | 6.15% | 0.00% |
| 11 | Brookline Bank, a Division of Beacon Bank and Trust | 5 | $5.9M | $1.2M | 10.60% | — |
| 12 | Live Oak Banking Company | 5 | $5.2M | $1.0M | 7.29% | 0.00% |
| 13 | Northeast Bank | 5 | $1.2M | $237K | 11.00% | — |
| 14 | PNC Bank, National Association | 4 | $2.1M | $518K | 9.27% | 0.00% |
| 15 | CDC Small Business Finance Corp. | 4 | $595K | $149K | 9.56% | 66.67% |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 423920. Charge-off rates are calculated on the FY2020–FY2023 cohort only.