Best SBA 7(a) lenders for furniture merchant wholesalers
NAICS 423210 — Furniture Merchant Wholesalers.
231 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $127.5M.
Loans
231
Total $
$127.5M
Avg loan
$552K
Avg rate
8.78%
Avg term
128 mo
Industry chg-off rate
4.32%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 18 | $2.8M | $158K | 10.15% | 15.38% |
| 2 | The Huntington National Bank | 17 | $3.9M | $231K | 9.26% | 0.00% |
| 3 | BayFirst National Bank | 13 | $3.0M | $231K | 11.58% | 14.29% |
| 4 | U.S. Bank, National Association | 12 | $1.4M | $120K | 8.38% | 0.00% |
| 5 | Wells Fargo Bank National Association | 9 | $3.2M | $355K | 8.19% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 8 | $3.1M | $390K | 9.87% | 0.00% |
| 7 | Northeast Bank | 8 | $1.6M | $194K | 11.25% | — |
| 8 | Manufacturers and Traders Trust Company | 7 | $690K | $99K | 10.61% | 33.33% |
| 9 | Lendistry SBLC, LLC | 7 | $1.1M | $158K | 12.29% | — |
| 10 | Newtek Bank, National Association | 7 | $2.2M | $313K | 11.50% | — |
| 11 | Old National Bank | 6 | $7.1M | $1.2M | 8.78% | 0.00% |
| 12 | Regions Bank | 5 | $3.3M | $663K | 5.50% | 0.00% |
| 13 | Comerica Bank | 5 | $10.0M | $2.0M | 7.85% | 0.00% |
| 14 | Harvest Small Business Finance, LLC | 4 | $4.4M | $1.1M | 8.13% | 0.00% |
| 15 | Celtic Bank Corporation | 4 | $600K | $150K | 6.81% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 423210. Charge-off rates are calculated on the FY2020–FY2023 cohort only.