Best SBA 7(a) lenders for motorcycle, bicycle, and parts manufacturing
NAICS 336991 — Motorcycle, Bicycle, and Parts Manufacturing.
65 7(a) loans approved in this industry between FY2020 and 2025-12-31, totaling $29.4M.
Loans
65
Total $
$29.4M
Avg loan
$452K
Avg rate
9.15%
Avg term
119 mo
Industry chg-off rate
2.56%
FY20–FY23 cohort
Top 15 lenders in this industry
| # | Lender | Loans | Total $ | Avg loan | Avg rate | Chg-off % |
|---|---|---|---|---|---|---|
| 1 | BMO Bank National Association | 5 | $5.2M | $1.0M | 5.89% | 0.00% |
| 2 | Readycap Lending, LLC | 5 | $900K | $180K | 13.40% | — |
| 3 | Wells Fargo Bank National Association | 4 | $48K | $12K | 12.69% | 0.00% |
| 4 | KeyBank National Association | 3 | $70K | $23K | 13.08% | 0.00% |
| 5 | TD Bank, National Association | 3 | $3.2M | $1.1M | 5.93% | 0.00% |
| 6 | Cadence Bank | 3 | $2.5M | $829K | 9.00% | 0.00% |
| 7 | Northeast Bank | 3 | $340K | $113K | 10.67% | 100.00% |
| 8 | St. Charles Bank & Trust Company, National Association | 2 | $630K | $315K | 7.60% | — |
| 9 | Celtic Bank Corporation | 2 | $1.3M | $656K | 10.88% | 0.00% |
| 10 | Bank of America, National Association | 2 | $1.1M | $536K | 8.10% | 0.00% |
| 11 | Truist Bank | 2 | $1.3M | $647K | 6.00% | 0.00% |
| 12 | Comerica Bank | 2 | $750K | $375K | 5.85% | 0.00% |
| 13 | Manufacturers and Traders Trust Company | 2 | $137K | $68K | 8.38% | 0.00% |
| 14 | Meridian Bank | 2 | $550K | $275K | 10.38% | 0.00% |
| 15 | The Huntington National Bank | 2 | $146K | $73K | 8.50% | 0.00% |
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Methodology
Computed from the SBA 7(a) FOIA dataset (as of 2025-12-31), filtered to NAICS code 336991. Charge-off rates are calculated on the FY2020–FY2023 cohort only.